I came across a great article for those of you with or about to have kids. You can easily provide them with a couple of million dollars for their retirementby following a couple of steps. Now this might not be entirely feasible for everyone as it involves starting a business and hiring your child as an employee, BUT! If you can start even a small business and afford to pay your children the benefits will be obvious.

Furthermore this is something you could realistically do for yourself if you could figure out a way to make a couple thousand extra per year. Give it a read - it’s great.